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Home Finance: Option ARM
  • Start rate of 0.99% - 2.45%* fixed for 1 month, then adjusts monthly
  • Maximize your Cash Flow
  • Available for purchases and refinances including unlimited cash out**
  • No Income Verification available at same rates**
  • Loan Amounts up to $3 Million**

Option 1 Keeps Payments Manageable

This option, the minimum payment due, gives you more cash now and keeps your monthly payment manageable. The minimum monthly payment is at the start rate of 0.99%-2.45% for the first year***. A payment cap of 7.5% limits how much your minimum payment can increase or decrease, except for every fifth year when the cap does not apply.

Option 2 Pays All the Interest

This option is an Interest-Only payment. Your payments remain manageable and your still have extra cash to use.

Option 3 Pays Principal Too

This is the fully amortized payment and will pay of your loan on schedule based on your original term of 30 years. 40-year terms also available*.

Option 4 Builds Quick Equity

If you want to build equity faster and save interest, choose this option. This payment is calculated to pay off your loan in 15 years.

Contact us today for a consultation!

* Interest rates subject to change.
** Certain restrictions may apply.
*** The minimum monthly payment may result in deferred interest, which is added to the balance of your loan, rather than increasing your monthly payment.

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© 2005 Marquest Financial, Inc., 3800 American Blvd. West, Suite 1400, Bloomington, MN 55431
phone: 952-857-2500, fax: 952-857-2501, toll-free: 800-281-5658 apply@marquestfin.com