Your mortgage loan is the lowest cost source of credit available to you. Yet each month you are forced to pay down your loan. What if instead you could use the money normally allocated for principal payments for other purposes, such as investing or paying off high cost debt?

Now You Can With The Cash Flow Interest-Only Loan!

Two Payment Options Each Month
The Cash flow Interest-Only Loan gives you the option each month for the first 15 years of the loan to make one of the following payments:

1. Interest-Only Payment - Defer paying principal on your loan and improve your monthly cash flow. The money you normally use for the principal portion of your mortgage payment can be used for other needs, such as paying off high cost credit or diversifying your investments. (After the initial 15 years, your loan will be amortized for the remaining 15 years and your required payment will be principal and interest).
2. Principal and Interest - If you prefer to reduce your loan balance each month, you can make a principal and interest payment. Any additional principal paid towards your loan balance will be reflected in your next monthly payment.

Why Should You Choose An Interest-Only Loan?

• Mortgage payment flexibility to better manage your monthly cash flow without deferring interest.
• Purchase a larger house without increasing your monthly mortgage expense.
• A guaranteed interest-only payment produces monthly cash flow savings to invest or reduce high cost credit obligations.
• More flexibility in managing the mortgage interest payment to maximize your tax advantages
• Make an additional principal payment and see it reflected in your next monthly payment.